Leasing and Financing
Our core business is providing leasing and financing for private and business customers of the Daimler Group.
With our many different offers and contract options, we provide our customers with maximum financial flexibility, making it possible for them to drive a new car that meets their needs. All-inclusive packages, including insurance, maintenance and repair work, are becoming increasingly important.
Leasing customers drive their preferred vehicle for a specific time period and pay fixed monthly rates. When the leasing contract expires, the customer returns the vehicle to the dealer for an agreed-upon residual value, with the automobile remaining the property of the lessor. In addition to offering fixed monthly rates, leasing gives the customer the advantage of always being able to drive a vehicle with the latest technology and no residual value risk.
Service-leasing packages combine the leasing contract with various service components, such as maintenance, repairs, and tire services.
In many countries, Daimler Financial Services has received banking licenses that allow the company to issue loans. Customers who opt for this form of financing usually plan to take ownership of the vehicles. They repay their loans in fixed monthly installments and become the owners of the vehicles at the end of the contract term.
Customers can choose from various down payments and financing periods. In some markets, Daimler Financial Services also offers balloon payment packages with monthly rates that are lower than those in a standard leasing contract. In the case of three-way financing contracts, customers decide at the end of the financing period whether they want to return the vehicle, refinance the remainder of the loan, or pay it off in cash.